Privacy Policy & Terms of Use

Effective Date: [Oct 21-2024]

TopMax Finance (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, and protect your personal information when you visit our website or use our services.

1. Information We Collect

We may collect the following types of information:

Personal Identification Information: Name, email address, phone number, and any other information voluntarily provided through contact forms, subscription forms, or account registration.
Usage Data: Pages visited, time spent on the website, and interactions with our website or services using cookies and tracking tools.

2. How We Use Your Information

We may use your information for:

Providing, improving, and customizing our services.
Responding to your inquiries and processing requests.
Sending newsletters, updates, or promotional material with your consent.
Analyzing website traffic to enhance user experience.

3. How We Protect Your Information

We implement security measures to safeguard your personal data against unauthorized access, disclosure, or destruction. However, we cannot guarantee 100% security of your data over the internet.

4. Sharing Your Information

We do not sell, trade, or rent your personal information to third parties. We may share your information with:

Third-Party Service Providers: To help us operate our business and deliver services.
Legal Requirements: To comply with the law or protect our rights and safety.

5. Cookies

Our website uses cookies to personalize and enhance your experience. You may disable cookies in your browser settings, but this may affect website functionality.

6. Your Rights

Depending on your location, you may have the following rights regarding your personal information:

Access: You can request a copy of the personal information we hold about you.
Correction: You can request corrections to any inaccurate or incomplete information.
Deletion: You can request the deletion of your personal information, subject to certain legal or contractual obligations.
Opt-Out: You can opt-out of certain uses of your personal information, such as receiving marketing emails.

To exercise these rights, contact us at info.topmaxfinance@gmail.com.

7. Data Breach Protocol

In the event of a data breach, we will notify affected users in accordance with applicable laws, outlining the extent of the breach and any measures taken to mitigate its impact.

8. Children’s Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you believe we have collected information from a minor, please contact us immediately to have it removed.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page, and the date will be updated.

1. Acceptance of Terms

By using our website, you agree to comply with these Terms of Use and our Privacy Policy. If you do not agree, please do not use our website.

2. Intellectual Property Rights

All content, logos, and trademarks displayed on the website are owned by TopMax Finance or our partners. You may not use, reproduce, or distribute any content without our written permission. Any user-generated content uploaded to our website grants us the right to use, modify, or distribute that content as necessary.

3. Affiliate Links and Recommendations

TopMax Finance participates in affiliate marketing programs. This means we may earn a commission when you click or purchase through certain links on our website. This page may contain affiliate links, meaning TopMax Finance may receive commissions on purchases made through these links, at no extra cost to you. Our recommendations are based on personal experience, research, and user feedback.

4. No Financial Advice

The information provided on this website is for educational and informational purposes only. All information provided by TopMax Finance is for informational purposes only and does not constitute financial advice. Always conduct your own research or consult a financial advisor before making investment decisions. We do not provide legal, financial, or investment advice.

5. Limitation of Liability

TopMax Finance is not liable for any damages or losses resulting from your use of our website or any third-party products or services. Users assume all responsibility for their financial decisions based on our recommendations. We provide no warranty regarding the accuracy, completeness, or reliability of the content.

6. User Conduct

You agree not to:

Use the website for unlawful purposes.
Engage in any behavior that could damage or impair the website.
Upload or share harmful or inappropriate content.

7. Third-Party Links Disclaimer

Our website may contain links to third-party websites. We have no control over the content or practices of these websites and are not responsible for their privacy practices or terms of use. We encourage users to review the privacy policies of these third-party websites.

8. Termination of Use

We reserve the right to terminate or suspend access to our website without notice for any violation of these Terms of Use.

9. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of Canada. You agree to submit to the exclusive jurisdiction of Canadian courts.

10. Dispute Resolution

If any dispute arises between you and TopMax Finance regarding these Terms of Use or the Privacy Policy, both parties agree to first attempt to resolve the dispute informally. If the dispute is not resolved, you agree to submit to binding arbitration in Canada, except where prohibited by law.

11. Newsletter and Email Consent

By subscribing to our newsletter, you consent to receive promotional content from TopMax Finance. You can unsubscribe at any time by following the instructions in the email or contacting us.

12. Affiliate Disclosure

Affiliate Disclosure: Some of the links on this website are affiliate links, meaning we may earn a commission if you click through and make a purchase. This comes at no additional cost to you and helps support our website. We only recommend products and services we trust and believe will provide value to our visitors.

If you have any questions about these Privacy Policy, Terms & Affiliate Disclosure, please contact us at info.topmaxfinance@gmail.com.